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 July 15, 2015 in Farmington Hills and September 15, 2015 in Troy.

FREE to UCOM Members!

Thanks to our sponsors:
Tom Engblom - Mutual of Omaha Bank
Merrick Maris - Maris Brown Rossel Insurance Group

July 15, 2015 Presenter: The law firm of Zelmanski, Danner & Fioritto, PLLC

Represented by: 

Edward Zelmanski

Gregory Fioritto

Mark Davis


Subjects : 

“Rental Restriction Amendments”
An Association may amend its governing documents to restrict or prohibit the rental of units within the Association.  Successful amendment projects regarding the adoption of such restrictions require governing Boards to do their homework in advance.  The reasons for the proposed changes and desirability need to be clearly communicated to the membership.  Both FHA and conventional lenders will be interested in the results that follow the adoption of such resolution.  It is best for Associations to behave pro-actively before rental problems become too widespread. Otherwise, it may prove difficult or impossible to find the required support in the community to enact rental restrictions.

“Let’s Talk About Money: Loans and Special Assessments”
There are alternative ways for associations to gather the funds necessary to undertake large projects in their communities such as rebuilding or replacing the road network or roofs.  Community loans have become increasingly available to associations to fund such projects.  Loan payments are made through the collection of special assessments from the community members. The collateral for such loans is provided through an assignment to the lender of the right to collect assessments in the event of a default, enabling the Association to obtain the necessary funds without needing to grant a mortgage on the units.

“The ABC’s of SADs (Special Assessment Districts; Funding for Community Projects)”
State law provides a mechanism for imposing an assessment levied by local government to fund a “local improvement”. Called “S. A. D.s”, these projects can provide an association with a source of substantial funds, obtained through the issuance of public bonds.  The projects are overseen by the local government and the bond debt is repaid through special assessments levied against each taxpayer – owner.  If local government is receptive, this may provide a source of substantial funding for large association projects.

Time:  7:00 – 9:00 p.m.
Location:  The Costick Center, the City of Farmington Hills Community Center,  28600 West Eleven Mile Rd, Farmington Hills, MI  48336


Please mail your completed registrations in to UCOM. Registration Deadline: July 10, 2015.

Non –members are welcome to attend for a small fee of $25. With UCOM membership, the registration fees paid to UCOM for this event will be deducted from the cost of the first year of membership, the amount not to exceed the cost of the membership. Again, the event is FREE to current UCOM members.

We look forward to seeing you all!

September 15, 2015 - Merrick Maris - Troy Community Center – 7:00 - 9:00 p.m.

“Insurance 101”
(Understanding your association’s insurance policies, including property, liability, umbrellas, Directors & Officers, Fidelity Bonds and Workers Comp)


Merrick is an insurance professional and an expert in the insurance needs of community associations. He is a principal with the Maris, Brown, Rossell Insurance Group.  More information on this seminar will be available in the next several weeks.  Mark your calendar!




Save the Date  - October 31, 2015


The United Condominium Owners of Michigan (UCOM) is dedicated to the interests of condominium owners in the state of Michigan.

UCOM was founded as a non-profit corporation in 1973 to serve the growing demand for current information, guidance and motivation for those who have adopted the condominium lifestyle.

UCOM, over 36 years after its founding, continues to be the only organization in Michigan devoted to the education and training of condominium leadership - the officers, directors and committee chairpersons who serve their neighbors and co-owners by regular contributions of personal time and study to make their communities wisely and fairly administered, cost efficient, enjoyable - and to maintaining and improving property values.

UCOM provides year-round services to its members on a budget derived from moderate membership dues based on association size (number of units). UCOM by-laws permit and encourage non-voting membership for suppliers and others with professional relationships, including management companies; legal, accounting and insurance firms; developers and realty companies.

UCOM accomplishments benefit condominium owners generally, such as presentation of consumer (owner) views and concerns about the 1978 revision of the Michigan condominium law. With other concerned groups, UCOM aided in getting the Michigan Public Utility Service Commission to modify rate structures of gas utilities - a change which benefited condominium associations and owners.



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